Here is a repost of my 2009 post about the importance of Evac Insurance. Read and pass on. Thank you!
A PSA from the Mom Stick
Insurance is good for you. As I slowly become a "real adult," I begin to internalize the fact that really bad shit just happens sometimes. It is better to be prepared for it. I'm not saying that we have to prepare for everything, but I am saying that if you *can* prepare for stuff, you should.
Along those lines, if you are skipping around the planet, especially to countries from which you might need to be extracted in case of medical emergency, please PLEASE get travel insurance that covers these things. Air fare is expensive; medical air fare is totally inaccessible; travel insurance, in comparison, is quite cheap. Some of it is a rip-off, but if you shop around, you'll find good plans.
Also, if you do a lot of backpacking or rock climbing or river kayaking, please get air lift insurance. Your medical insurance probably doesn't cover it. Certainly not in a way that you think it would. It's $55 a year
for the insurance that covers the playa and most of the awesome back country hiking areas of California. That covers your whole household. In my case, that is about $14 per person per year.
Anyway, the mom stick says, "DON'T DO ANYTHING STUPID!" However, the mom stick realizes that this doesn't protect you from harm, so if you plan on going somewhere that might lead to a fundraiser in your honor, please poke around at what you can do to make it a "Welcome Home!" party instead.